Do I Need Storage Unit Insurance?

Placing your belongings in a storage unit is typically a short term situation. Do you need insurance on your storage unit? The following information can help you decide what’s best for your situation.

 

The Storage Facility Has Insurance So I Don’t Need Any

This statement is half true. We insure every single storage unit we own in Appleton and Neenah, and have coverage for fire, wind, hail, water damage etc. What is actually covered by our insurance carrier are the physical structures, the “storage unit” itself. What is not insured is the “contents” of the storage unit, your stuff.

 

Are You Trying To Scare Me Into Buying Storage Insurance?

No we are not. When you come to our office we are not going to pressure you into insuring your unit. We offer storage insurance as a service to you so that you can have one stop shopping when you need a storage unit. You get to choose if you insure your storage unit, as you know what’s in there and how much value it has to you.

 

Odds are fairly good that nothing will happen, which is also why storage unit insurance is cheap. You can have $2,000 worth of coverage with no deductible for about $10/month. Higher coverage amounts are also available.

 

Has Any Storage Facility In Appleton Or Neenah Had Major Damage?

In the past 5 years we know of a few examples. One facility East of Appleton went up in flames when someone was trying to heat their unit while they were in it in the winter. A facility in Neenah was hit by a tornado and pulled the roofs off of two buildings. Everything inside got soaked.

 

Can I Just Put My Storage Unit on My Renter’s or Homeowner’s Policy

Absolutely! The main difference between the two is that if you file a claim with your primary insurance company they may raise your rates. Our insurance is provided by an exclusive storage insurance company, so your primary carrier won’t have a reason to increase your rates.

 

Our carrier offers a $0 deductible if you use one of our cylinder or disc locks. Your carrier will likely have a deductible of $250 or more if you have a claim.

 

The Choice Is Yours

We are here to make insurance easy to add if you want to insure the contents of your storage unit. If you have questions please text, email or call us at 920-734-1265 and we would be happy to assist you further.